Business Car Leasing
Tax-efficient vehicle leasing solutions for limited companies, consultants and business owners.
Tax-efficient vehicle leasing for company directors, limited businesses and growing fleets.
Whether you're looking for a single company car or a complete fleet solution, we help businesses secure competitive leasing rates while maximising available tax efficiencies.
✔ All make & models available
✔ Electric, Plug-in Hybrid (PHEV) and Hybrid
✔ Dedicated vehicle consultant
✔ Nationwide delivery
✔ Optional fleet support
Speak to an expert today on 01733 836563 or Contact Us
Why Lease Through Your Business?
Smarter Vehicle Funding for UK Businesses
Business Contract Hire (BCH) allows your company to lease a vehicle for a fixed monthly payment without the risks and capital outlay associated with ownership.
With predictable monthly costs and access to the latest vehicles, it's one of the most popular ways for directors and businesses to run company cars.
Key Benefits
Improve Cash Flow
Avoid tying up valuable business capital in depreciating assets and spread costs across affordable monthly payments.
Tax Efficient
Depending on vehicle type and usage, businesses may be able to reclaim VAT and offset lease costs against taxable profits. Businesses can generally reclaim 50% of VAT on lease rentals where private use exists and 100% of VAT on maintenance packages.
Fixed Monthly Costs
No unexpected depreciation concerns or disposal risks at the end of ownership.
Access New Vehicles More Frequently
Drive the latest vehicles with modern safety systems, improved fuel efficiency and lower emissions.
Save More With Electric Vehicle Leasing
Electric Vehicles Deliver Exceptional Tax Advantages
For many company directors, electric vehicles represent the most tax-efficient company car option available.
Benefits include:
Significantly lower Benefit-in-Kind (BIK) rates
Reduced running costs
Potential VAT advantages
Lower maintenance requirements
Improved ESG and sustainability credentials
Popular choices among UK business owners currently include the BMW iX3, BMW i5, Polestar 4, Porsche Taycan and Tesla Model Y.
Why Businesses Choose VCEA
Independent Advice. Better Outcomes.
Unlike many leasing brokers who work with a limited funding panel, we focus on finding the most appropriate solution for your business requirements.
Dedicated Vehicle Consultant
One point of contact from quotation through to delivery.
Access to Multiple Funders
Competitive rates from a broad panel of UK leasing providers.
Specialist Consultant & Professional Services Experience
Extensive experience helping:
Law Firms
Consultants
Accountancy Practices
Financial Services Firms
SME Businesses
Ongoing Fleet Support
Support doesn't end at delivery. We help manage renewals, replacements and fleet strategy.
Speak to an expert today on 01733 836563 or Contact Us
How Does It Work?
Getting Started Is Easy
Step 1 – Tell Us What You Need Choose your vehicle, contract length and anticipated mileage.
Step 2 – Receive Tailored Quotes We'll compare funding options and present the most competitive solutions available.
Step 3 – Business Finance Approval Simple application process with support throughout.
Step 4 – Vehicle Delivery Your new vehicle is delivered directly to your home or workplace.
Step 5 – Enjoy Hassle-Free Motoring Fixed monthly costs with optional maintenance packages available.
FAQs
What is Business Contract Hire?
Business Contract Hire is a leasing agreement where a company rents a vehicle for an agreed term and mileage in exchange for fixed monthly payments. The vehicle is returned at the end of the agreement.
Can I lease a car through my limited company?
Yes. Most limited companies, LLPs and sole traders can access business leasing facilities subject to finance approval.
Can I reclaim VAT?
Many VAT-registered businesses can reclaim 50% of VAT on lease rentals where private use exists and 100% of VAT on maintenance charges. Professional tax advice should always be sought for your circumstances.
Is business leasing better than buying?
For many businesses, leasing improves cash flow, removes depreciation risk and provides fixed monthly costs. The most suitable option depends on your business objectives and tax position.
What vehicles can I lease?
Almost any vehicle available in the UK market, including electric, hybrid, petrol and diesel models.
What about damage or excess milage?
With leasing the agreement is set on the number of miles you do per year, if you exceed this there is usually an excess mileage charge which will be listed on your quote and finance agreement payable at the end of the contract, any damage as well must be repaired subject to the BVRLA return guidelines.
Find The Right Vehicle Funding Solution For Your Business
Whether you're looking for a single company car, a tax-efficient electric vehicle or support managing a growing fleet, VCEA can help!