Commisson Disclosure

Introduction

Vehicle Consulting East Anglia, is a Trading name of C&N Consulting Services LTD ("VCEA"). VCEA is a credit broker, not a lender. We are authorised and regulated by the Financial Conduct Authority (FCA) to carry out credit broking, debt adjusting (limited to the settlement of vehicle finance), and debt counselling (limited to the settlement of vehicle finance).

Our registered office is:
📍 Building 18, Gateway 1000 Whittle Way, Arlington Business Park, Stevenage, Hertfordshire, England, SG1 2FP
📌 FCA Firm Reference Number: 920325

For verification, you can check our authorisation status on the FCA’s Financial Services Register at www.fca.org.uk or contact the FCA directly:
📞 UK: 0800 111 6768 / 0300 500 8082
📞 International: +44 207 066 1000
📞 Next Generation Text Relay: (18001) 0207 066 1000

Credit Broking – The Services We Provide

As an FCA-authorised broker, Vehicle Consulting East Anglia provides information about finance products and introduces clients to a selection of approved lenders based on their needs.

To ensure we recommend the most suitable finance solutions, we may collect relevant personal and financial details, including:

  • Your individual or business financial circumstances

  • Your intended use of the vehicle

  • Your preferences regarding lease terms and finance options

This information allows us to identify the most appropriate finance solutions for you.

Finance Products – Selection Process

We work with a range of funding partners to offer vehicle financing solutions, along with optional additional services such as maintenance and servicing packages.

  • If you choose to proceed with a finance agreement facilitated by our introduction, we may receive a commission or benefit from the lender.

  • In some cases, we may receive a referral fee from another credit broker if we are unable to arrange funding for you.

  • The amount of commission varies based on the lender, the specific agreement terms, and other factors such as customer satisfaction or sales volume.

If you would like more information on how we are remunerated, please contact us at info@cnconsultingservices.com.

We only introduce customers to carefully selected finance providers and will never refer you elsewhere without your prior consent. A full list of our finance and maintenance suppliers is available upon request.

Fees for Our Credit Broking Services

Vehicle Consulting East Anglia charges fees for our services, including:

Processing Fee

💳 Amount: £299.99 + VAT
📌 Purpose: Covers administrative costs related to arranging finance, processing orders, and coordinating vehicle delivery.
💰 Payment Methods: Debit/credit card, BACs transfer.
🔄 Timing: Payable upon finance approval.

Novation Fees (Agreement Transfers)

If permitted by the lender, you may transfer an agreement to another party. Fees are as follows:

For Regulated Agreements (Private Individuals, Sole Traders, Small Partnerships):
💰 Fee: Equivalent to three months’ rental
📌 Additional Charges: Funders may impose extra fees, which we will inform you about before proceeding.

For Non-Regulated Agreements (Limited Companies, LLPs, Large Partnerships):
💰 Fee: Equivalent to three months’ rental
📌 Additional Charges: Funders may impose extra fees, which we will inform you about before proceeding.

📌 Payment Methods: Debit/credit card, BACs transfer (cheque payments available upon request).

Contract Amendments & Extensions

Contract Mileage Amendments

  • During the agreement, you may request to adjust your total mileage (subject to lender approval).

  • VCEA does not charge a fee, but the lender may impose costs.

  • Please speak to us for further details.

Contract Extensions

  • At the end of your agreement, you may be eligible to extend your lease (subject to lender approval).

  • VCEA does not charge a fee for arranging extensions.

  • Contact your Account Manager for more information.

Further Information & Support

If you require further clarification on our services, fees, or commissions, please reach out to us:

📧 Email: info@cnconsultingservices.com
📞 Phone: Awaiting
🌐 Website: vcea.co.uk

This document ensures transparency regarding our role, services, and any applicable fees. If you have any concerns, please speak with a member of our team.